UTI Smart Plan, Aim to benefit from more than just Tax Saving

Dear S RAJESHWARI,

Enjoy the magic of three with UTI Retirement Benefit Pension Fund, UTI Long Term Equity Fund (Tax Saving) and UTI Unit Linked Insurance Plan. These mutual fund schemes together empower you with their tax-saving benefit# along with wealth creation, life insurance coverage@ and personal accidental coverage, and a peaceful life after retirement. You can also invest in these mutual funds through an SIP*.

UTI Smart Plan is only a communication approach applied to various investment types from UTI MF. UTI Retirement Benefit Pension Fund is on open ended retirement solution oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier). UTI Long Term Equity Fund (Tax Saving) is an open ended equity linked saving scheme with a statutory lock in of 3 years and tax benefit. UTI Unit Linked Insurance Plan is an open-ended tax saving cum insurance scheme @Insurance cover is being provided by way of a tie up with Life Insurance Corporation of India. #As per the present tax laws, eligible investors (individual/HUF) are entitled to deduction from their gross total income, of the amount invested in equity linked saving scheme (ELSS) up to `1,50,000/- (along with other prescribed investments) under Section 80C of the Income Tax Act, 1961. Subject to prevailing tax laws.

*Systematic Investment Plan (SIP) is a feature offered for a disciplined investment of a certain amount on a pre-decided date in a specific mutual fund scheme, regularly over a period of time.

*Investors should consult their financial advisor if in doubt about whether the product is suitable for them.

Risk-o-meter for the fund is based on the portfolio ending December 31, 2021. The Risk-o-meter of the fund/s is/are evaluated on monthly basis and any changes to Risk-o-meter are disclosed vide addendum on monthly basis, to view the latest addendum on Risk-o-meter, please visit addenda section on https://utimf.com/forms-and-downloads/