After Corona attack, everyone wants to buy Life Insurance as soon as possible. The same way many online portals also started marketing their products. Many people also started buying online Insurance plans without considering who would help for claims etc.,
You can see a number of Term plan advertisements on websites and television. A normal person may not be able to buy as per the calculations shown. The premium calculated is for a plain plan of Rs. 1 Crore. No extra benefits added to that.
Term Insurance, 1 Crore @ Rs. XX/Day
BUY Term plan with all benefit
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Whenever requirement for Term insurance comes, please go for all riders like
- Accident Benefit,
- Critical Illness rider
- Waiver of Premium etc.,
Buying online products is very easy. You might have seen after the delivery of the product how many people fight for installation with their little know knowledge and finally break it.
Insurance is not a product. Life Insurance is for your life for the betterment of your nominees future. Many buy Insurance online and forget to update them with family members. Buying Life Insurance offline is always good. The policyholder would have a satisfaction meeting, discussing and declaring everything to the Insurance Executive.
Insurance should be purchased from an experienced Advisor who can do the due diligence in a proper way. In the future, if he is not there also, the claim should not be a problem.