India Post Office Schemes – Kisan Vikas Patra – Sukanya Samruddhi – Senior Citizen plans – Monthly returns

India Post Office Schemes

Sl.No.

Instruments

Rate of interest w.e.f 01.07.2022 to 30.09.2022

Compounding Frequency*

1

Post Office Savings Account​​

4%

Annually

2

1 Year Time Deposit

5.5% (Annual Interest R. 561 on Rs. 10000 deposit)

Quarterly

3

2 Year Time Deposit​​

5.5% (Annual Interest R. 561 on Rs. 10000 deposit)

Quarterly

4

3 Year Time Deposit​​

5.5% (Annual Interest Rs. 561 on Rs. 10000 deposit)

Quarterly

5

5 Year Time Deposit

6.7% (Annual Interest R. 687 on Rs. 10000 deposit)

Quarterly

6

5 Year Recurring Deposit Scheme​​

5.8% Maturity value for Rs. 100 Dn. 5 Year = 6969.67 After extension with deposit. 6 Year = 8620.98 7 Year= 10370.17 8 Year= 12223.03 9Year= 14185.73 10Year=16264.76

Quarterly

7

Senior Citizen Savings Scheme​​

7.4%(Quarterly interest Rs. 185 on Rs. 10000 deposit)

Quarterly and Paid

8

Monthly Income Account​​

6.6%(Monthly int. Rs. 55 on Rs. 10000 deposit)

Monthly and paid

9

National Savings Certificate           (VIII Issue)

6.8% (Maturity Value Rs. 1389 for Rs.1000 deposit) Accrued Interest for IT purpose for Rs. 1000 Dn. 1st Year= Rs.68.00 2nd Year=Rs.72.62 3rd Year=Rs.77.56 4th Year=Rs.82.84 5th Year=Rs.88.47

Annually

10

Public Provident Fund Scheme​​

7.1

Annually

11

Kisan Vikas Patra​​

6.9 % (will mature in 124 months)

Annually

12

Sukanya Samriddhi Account Scheme​​

7.60%

Annually

 

 

 

 

 

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